Gross to net, both regimes.

Enter any employee's gross salary and see the exact take-home pay after every deduction — Employee PF, Employer PF, ESI, Professional Tax, and income tax TDS. Results shown under both the old and new tax regime so the employee can compare. Useful for HR teams checking payslip accuracy, founders planning cost-to-company for a new hire, or foreign companies running India payroll for the first time.

• ·New regime is the default from FY 2024-25 onwards. Standard deduction: ₹75,000 (new) / ₹50,000 (old).
• ·Section 87A rebate (FY 2026-27 new regime): full tax rebate up to ₹12 lakh taxable income, with marginal relief up to ~₹12.75 lakh.
• ·Provident Fund: employer + employee each contribute 12% of basic. Many employers cap contribution at ₹15,000 wage ceiling — adjust if your scheme does.
• ·ESI applies only when gross monthly wage ≤ ₹21,000. Employer 3.25%, employee 0.75% of gross.
• ·Professional Tax varies by state (Maharashtra ₹2,500/yr, Karnataka ₹2,400/yr, etc.). No PT in Delhi, Haryana, UP, Uttarakhand.
• ·HRA exemption (old regime only) = min of: actual HRA · rent − 10% basic · 50%/40% of basic (metro/non-metro).
• ·Surcharge: 10/15/25%; new regime caps top surcharge at 25% vs 37% in old. Cess at 4% on tax + surcharge.

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