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NRI Taxation & ITR Filing

End-to-end income tax return preparation and filing for Non-Resident Indians. From residency determination to DTAA optimisation: every detail handled with CA-certified precision.

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?Quick Answer

Do NRIs need to file income tax in India?

Yes: if your India-sourced income exceeds ₹2.5 lakh in a financial year. This includes rent, capital gains, dividends, interest, and business income. Even with no tax liability, filing may be required to claim DTAA benefits, carry forward losses, or obtain a Tax Residency Certificate (TRC).

Basic Exemption
₹2.5 Lakh
Due Date
31 July
Penalty for Late Filing
Up to ₹5,000
Key Facts at a Glance
Who must fileNRIs with India income > ₹2.5 lakh/yr
Due date (non-audit)31st July of assessment year
Standard deductionNot available to NRIs
Foreign incomeNot taxable in India for NRIs
DTAA benefitAvailable under 90+ treaties
TDS on NRI paymentsSection 195 applies mandatorily
What we handle

Every step of your India tax filing, without you stepping into an office.

Our async-first process is built for NRIs in every time zone. Upload documents to your secure portal, review drafts at your convenience, and e-verify from anywhere in world.

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01
Residential Status Determination

We analyse your days in India across preceding 10 years to determine whether you qualify as NRI, RNOR, or Resident: foundation of your entire tax liability.

02
Income Source Identification & Classification

We categorise every rupee of India income (rental, capital gains, interest, dividends, business profits) and separate it correctly from exempt foreign income.

03
DTAA Treaty Analysis & Optimisation

We map your residency country to correct India DTAA, identify applicable articles, and compute foreign tax credits or treaty-reduced rates to legally minimise tax.

04
Section 195 TDS Compliance & Certificates

For NRIs receiving rent, interest, or capital gains, we handle TDS deductions at source and apply for lower/nil TDS certificates under Section 197 where eligible.

05
ITR Preparation & E-Filing

We select correct ITR form (ITR-2 or ITR-3 for most NRIs), optimise between old and new tax regimes, and file with digital signature for faster processing.

06
Refund Tracking & Notice Representation

Post-filing, we track your refund status and represent you before Income Tax Department if any notice or scrutiny assessment is issued.

Ready to file your NRI ITR?

Book a 20-minute consultation. We will assess your residency, income sources, and DTAA eligibility, no obligation.

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Frequently Asked Questions

NRI Taxation - answered by CAs.

Do NRIs need to file income tax return in India?+
Yes. If your India-sourced income exceeds basic exemption limit of ₹2.5 lakh in a financial year, you must file an ITR. This includes rental income, capital gains, dividends, interest from Indian bank accounts, and any business income generated in India.
What is due date for NRI income tax return filing?+
For Assessment Year 2024–25 (FY 2023–24), due date is 31st July 2024 for non-audit cases. If tax audit is applicable, deadline extends to 31st October 2024. Missing these dates attracts late fees under Section 234F and interest under Section 234A.
Can NRIs claim standard deduction of ₹50,000?+
No. Standard deduction of ₹50,000 under Section 16(ia) is available only to resident individuals with salary income. NRIs cannot claim this deduction. However, NRIs can claim deductions under Section 80C (up to ₹1.5 lakh), 80D (health insurance), and other eligible sections.
Is foreign income taxable in India for NRIs?+
No. For NRIs, only India-sourced income is taxable in India. Income earned outside India (salary, business profits, capital gains from foreign assets) is not taxed in India. However, RNORs (Resident but Not Ordinarily Resident) may have foreign income taxable under specific conditions.
What is Section 195 TDS and how does it affect NRIs?+
Section 195 mandates that any person making a payment to an NRI must deduct TDS at source. This applies to rent, interest, capital gains, royalties, and professional fees. TDS rates vary by income type and DTAA applicability. We help obtain lower or nil TDS certificates under Section 197 to reduce upfront tax outflow.
Can NRIs invest in PPF and claim Section 80C deductions?+
Existing PPF accounts opened before becoming an NRI can be maintained until maturity, but no further contributions are allowed. NRIs cannot open new PPF accounts. However, NRIs can claim Section 80C deductions through ELSS mutual funds, life insurance premiums, tuition fees, and principal repayment of home loans.
How does DTAA reduce tax liability for NRIs?+
Double Taxation Avoidance Agreement (DTAA) between India and your country of residence ensures you are not taxed twice on same income. For example, under India–UAE DTAA, certain investment incomes are taxed only in UAE. Under India–USA treaty, foreign tax credits are available. We analyse your residency and income sources to apply suitable treaty provisions.
What happens if an NRI misses ITR filing deadline?+
Late filing attracts a penalty of up to ₹5,000 under Section 234F (₹1,000 if total income is below ₹5 lakh). Interest under Section 234A accrues at 1% per month on unpaid tax. Additionally, losses cannot be carried forward, and certain deductions may be disallowed. We file belated returns and represent clients before Assessing Officer to minimise penalties.
Do NRIs need to report foreign assets in ITR?+
NRIs are not required to report foreign assets and income in Schedule FA of ITR, as this schedule is applicable only to residents. However, RNORs must report foreign assets. We carefully determine your residential status before filing to ensure full compliance.
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FEMA & RBI Compliance

Ensure all remittances and investments meet RBI norms.

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Legally transfer up to $1 million per year from India.

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