NRI Tax · FY 2026-27
NRI India tax in two minutes.
New regime · Default for FY 2026-27
Before you file your India return, know roughly what you owe. Enter your India-sourced income — rental income, NRO interest, capital gains from shares or mutual funds — and get a quick tax estimate for FY 2026-27. Calculated under the new tax regime with surcharge and health and education cess applied automatically. Useful for deciding whether to set aside advance tax or check if a refund is coming.
India-sourced income (₹)
Gross rent − municipal taxes
First ₹1.25 L is exempt
Sec 111A · 20%
Post Jul-24 · 12.5% no indexation
Estimated tax payable
₹14,040
Effective rate: 2.46% on ₹5,70,000 total income
Slab-rate income tax₹13,500
STCG tax (111A · 20%)₹0
LTCG equity tax (112A · 12.5%)₹0
LTCG property tax (112 · 12.5%)₹0
Surcharge₹0
Health & Education cess (4%)₹540
How this is computed
- ·House property: 30% standard deduction on NAV is applied automatically.
- ·LTCG on listed equity (Sec 112A): 12.5% on gains above ₹1.25 lakh per FY (post 23 July 2024).
- ·STCG on listed equity (Sec 111A): 20% (post 23 July 2024).
- ·LTCG on immovable property (Sec 112): 12.5% without indexation for transfers on/after 23 July 2024. Pre-July rate was 20% with indexation.
- ·Surcharge: 10/15/25% slabs. Cap on capital-gains surcharge is 15%. Health & Education cess at 4%.
- ·NRIs are not eligible for the 87A rebate. DTAA relief is not modelled here — many NRIs qualify for lower rates under treaty (USA, UAE, UK).
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